Description

About the Role

The Senior Credit Manager position at Standard Chartered in Kampala is a pivotal role focused on enhancing the bank’s credit risk management framework. This position is essential for safeguarding asset quality while ensuring that strategic business decisions are informed through accurate risk assessments. In the initial months, the successful candidate will immerse themselves in the existing credit processes, collaborate with various teams, and begin to implement improvements to align with the bank’s objectives. This role offers the opportunity to lead a team dedicated to maintaining high standards of risk management and integrity within the banking operations.

Key Responsibilities

  • You will lead comprehensive credit risk management activities, focusing on the meticulous evaluation of customer creditworthiness and the quality of the corporate and commercial credit portfolio.
  • Design and implement credit risk policies that align with the bank’s strategic goals and compliance requirements, ensuring they are continuously refined for effectiveness.
  • As part of your duties, you will evaluate and make decisions on credit applications within your authority, maintaining adherence to established credit standards and Group Mandates.
  • Your role will involve continuous monitoring of credit portfolio performance, analyzing impairment patterns, and employing stress testing and scenario planning to anticipate potential credit challenges.
  • Prepare and present detailed risk reports for senior management and stakeholders, ensuring that the findings inform decision-making and strategic direction effectively.
  • Enhance internal controls related to credit risk management, focusing on improving efficiency, accuracy, and timely identification of material risks or breaches.
  • Foster collaborative relationships with internal teams and external stakeholders, including clients and regulators, to ensure transparent credit decision-making.
  • Champion a culture of risk awareness and continuous learning within your team, promoting professional development across the bank.

Requirements & Qualifications

  • A minimum of 5 years of demonstrable experience in managing credit risk within corporate and commercial banking environments.
  • Strong knowledge of operational risk management principles and regulatory frameworks governing banking operations in Uganda and beyond.
  • Advanced analytical skills, including expertise in financial statement analysis and credit scoring methodologies.
  • Exceptional communication abilities to effectively engage with stakeholders at all levels, from junior staff to senior executives and regulators.
  • Proven leadership experience, including mentoring and developing team members to achieve organizational goals and uphold risk culture.
  • Familiarity with credit risk analytics software and systems to support data-driven decision-making and reporting.

What You’ll Gain

  • Experience in a leadership role within a reputable banking institution, enhancing your professional credibility.
  • Opportunities to develop advanced risk management skills and strategic decision-making capabilities essential for career advancement.
  • Exposure to diverse credit portfolios, which will enrich your understanding of risk mitigation in various business contexts.
  • Engagement with senior management and key stakeholders, providing valuable networking opportunities within the banking sector.
  • The chance to foster a culture of excellence and continuous improvement, contributing positively to the organization’s success.

How to Apply

If you are ready to take on this exciting challenge and contribute to our success, please submit your application. For more details on the position or to apply, click here: Apply here.

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