Description
About the Role
The Senior Credit Manager position at Standard Chartered in Kampala is a pivotal role focused on leading and enhancing credit risk management strategies within the bank. This position is vital for maintaining asset quality and ensuring sound risk-return decisions that align with the bank’s strategic goals. In the initial months, the successful candidate will dive into the existing credit assessment processes, collaborate with various internal teams, and start refining credit risk policies. This role not only demands a high level of integrity and accountability but also offers an opportunity to foster a culture of excellence in risk management across the organization.
Key Responsibilities
- Lead and oversee comprehensive credit risk management activities, ensuring meticulous evaluation and management of customer creditworthiness and portfolio quality across corporate and commercial sectors.
- Design, implement, and continually refine credit risk policies and frameworks that align with the bank’s strategic objectives, risk appetite, and compliance requirements.
- Evaluate, endorse, or reject credit applications within delegated authority limits, ensuring adherence to Group Mandates and established credit standards.
- Continuously monitor credit portfolio performance, analyse impairment patterns, and identify early risk indicators to pre-empt potential credit challenges.
- Prepare detailed and clear risk reports for senior management, risk committees, regulators, and other stakeholders to inform decision-making and strategic direction.
- Enhance internal controls and processes related to credit risk management to improve efficiency, accuracy, and timely escalation of material risks or breaches.
- Foster strong collaborative relationships with internal teams such as Sales, Compliance, and Risk, as well as external parties including clients, regulators, and credit rating agencies.
- Champion a culture of risk awareness, continuous learning, and professional development within the team and the broader bank community.
Requirements & Qualifications
- A minimum of 5 years of experience managing credit risk within corporate and commercial banking sectors, demonstrating strong results in risk mitigation.
- Deep understanding of operational risk management principles and credit policies relevant to banking operations in Uganda and globally.
- Advanced analytical skills, including financial statement analysis and proficiency in credit scoring methodologies and stress testing techniques.
- Exceptional communication skills with the ability to engage effectively with stakeholders at all levels.
- Proven leadership capabilities, including experience in mentoring and developing high-performance teams aligned with organisational values and risk culture.
- Experience with credit risk analytics software and systems to support data-driven decision-making and reporting.
What You’ll Gain
- Opportunities to develop advanced skills in credit risk assessment and management, enhancing your professional competency in banking.
- Exposure to a dynamic work environment where you will collaborate with cross-functional teams, enriching your networking and teamwork skills.
- Career growth potential within a leading international bank, with opportunities for advancement into senior leadership roles.
- The chance to influence and shape the bank’s risk management culture, contributing to your professional reputation in the financial services industry.
How to Apply
If you are interested in this exciting opportunity, please submit your application by following the instructions on our careers page or apply directly using this link: Apply here.